Something interesting is happening in Ghana’s financial world. For years, conversations about investing among young people revolved around side hustles, real estate plots, forex trading, and more recently, cryptocurrency. The stock market rarely entered the discussion. It was seen as slow, bureaucratic, and dominated by pension funds and institutional investors. But that perception is starting … Read more
The Ghanaian crypto–blockchain scene is having a moment—and not the kind that quietly comes and goes. This feels different. It feels structural. Like the beginning of a shift rather than a temporary spike in hype. Over the past few weeks, a set of developments has converged to send a very clear signal: Ghana is no … Read more
Starting a business in Ghana doesn’t always require huge capital. With creativity, the right tools, and determination, you can build something profitable even with limited funds. In 2025, opportunities are bigger than ever thanks to technology, digital payments, and new consumer needs. Here are 10 low-cost business ideas you can start in Ghana right now. … Read more
Consolidated Bank Ghana (CBG) has reported its highest quarterly revenue since its inception, posting an impressive GH¢1 billion in Q3 2024. This milestone reflects the bank’s continued growth and strategic focus on innovation and customer-centric solutions. Profit before tax experienced an extraordinary surge, rising to GH¢169.9 million, a staggering 3,105% increase from GH¢5.3 million in … Read more
With an insurance penetration rate of just 1.0% as of 2024, Ghana’s insurance market remains one of the least developed in Africa. According to Deloitte’s Africa Insurance Outlook, this statistic highlights significant gaps in coverage across the country. However, beneath this low penetration rate lies immense potential for growth, fueled by population expansion, rising financial … Read more
Ghana’s Vice President, Dr. Mahamudu Bawumia, has officially launched MyCredit Score, a groundbreaking credit scoring platform aimed at enhancing access to credit and promoting financial inclusion in the country. The new platform, available to both individuals and businesses, is designed to provide a standardized credit score to assist lenders in making more informed and responsible … Read more
Navigating the mortgage landscape in Ghana is essential for aspiring homeowners and real estate investors looking to make informed financial decisions. Mortgages provide a means of financing home purchases, but for many, understanding the options, processes, and requirements is critical to making wise investments. Here’s a primer on how mortgages work in Ghana, the types … Read more
As of September 30, stocks have shown a strong overall performance, with a 39.59% increase across the market, while financial stocks specifically rose by 15.19%. Below is a summary of the performance of individual stocks: Stocks overall are up a strong 39.59% as at September 30 and financial stocks are up 15.19%. See how all … Read more
Several commercial banks in Ghana have reintroduced charges on foreign currency accounts, a move that has left many customers dissatisfied. These fees, which had been suspended under regulatory pressure, are being implemented as banks face increasing operational costs tied to new regulatory directives from the Bank of Ghana. In recent days, some banks have informed … Read more
As we move into the final quarter of the year, it’s essential to evaluate the stock market performance to guide investment decisions. Here’s a snapshot of the August returns and full-year performance of various equities in the market, highlighting the best and worst performers. Top Performers in August Top Performers for the Full Year Notable … Read more