Navigating the mortgage landscape in Ghana is essential for aspiring homeowners and real estate investors looking to make informed financial decisions. Mortgages provide a means of financing home purchases, but for many, understanding the options, processes, and requirements is critical to making wise investments. Here’s a primer on how mortgages work in Ghana, the types … Read more
October proved to be a strong month for several equities on the Ghana Stock Exchange, with notable gains among financial, consumer, and petroleum companies. This article provides a breakdown of top performers, both for October and year-to-date, highlighting key equities that outperformed the market in recent months. Equity Share Price (GH¢) October Returns Full Year … Read more
Building a new home is an exciting venture, and with it comes the intricacies of financing. For many future homeowners, securing the right loan is as crucial as choosing the perfect floor plan. As you embark on a new construction journey estimated to take 5-6 months, understanding when to shop for loan rates is essential … Read more
As housing prices rise, particularly in popular areas like upstate New York, military families and veterans looking to buy homes are feeling the squeeze. For first-time homebuyers in the veteran community, the financial journey can feel daunting, especially with today’s high mortgage rates hovering around 7%. However, the Department of Veterans Affairs (VA) loan program … Read more
Managing personal finances effectively can feel overwhelming, especially with the wealth of information available today. To simplify things, here’s a concise guide that distills a decade’s worth of personal finance wisdom into ten key principles you can implement quickly. 1. Create a Budget 2. Build an Emergency Fund 3. Pay Off High-Interest Debt 4. Invest … Read more
On September 27, 2024, the Nigerian All-Share Index (ASI) saw a slight decline, dropping by 0.07% or 64.88 points to close at 98,458.68. This dip came in spite of a significant surge in market volume, indicating a complex day of trading. Market Activity and Volume Surge The day was marked by a robust increase in … Read more
Coinbase CEO Brian Armstrong believes that cryptocurrency is poised to become the most efficient payment rail in the world. Speaking at a recent Goldman Sachs conference, Armstrong emphasized that the capabilities of cryptocurrency, particularly through Base, Coinbase’s layer-2 Ethereum (ETH) scaling solution, have radically improved global transaction efficiency. According to Armstrong, Base has brought transaction … Read more
Bitcoin, the world’s first cryptocurrency, has maintained its popularity and relevance despite the volatility and skepticism that have surrounded it since its inception in 2009. While other cryptocurrencies have emerged, Bitcoin continues to lead the market in terms of value, adoption, and attention. Its enduring popularity can be attributed to several key factors that make … Read more
In a landmark case, Robinhood, the well-known investment firm with a growing crypto department, has agreed to pay $3.9 million to settle allegations that it blocked users from withdrawing their cryptocurrency assets between 2018 and 2022. This settlement marks the first public action taken by the California Department of Justice (DOJ) against a cryptocurrency firm. … Read more
As we move into the final quarter of the year, it’s essential to evaluate the stock market performance to guide investment decisions. Here’s a snapshot of the August returns and full-year performance of various equities in the market, highlighting the best and worst performers. Top Performers in August Top Performers for the Full Year Notable … Read more