Starting a business in Ghana doesn’t always require huge capital. With creativity, the right tools, and determination, you can build something profitable even with limited funds. In 2025, opportunities are bigger than ever thanks to technology, digital payments, and new consumer needs. Here are 10 low-cost business ideas you can start in Ghana right now.
1. Social Media Management
Many small businesses in Ghana struggle with managing Facebook, Instagram, and TikTok. If you have digital marketing skills, you can offer social media management services. All you need is a smartphone, internet connection, and creativity. Start with one or two clients and grow your portfolio.
2. Mobile Money (MoMo) Agency
Mobile money remains one of the most widely used services in Ghana. Setting up a MoMo agent business requires a small startup capital for float, a kiosk, and registration with a mobile operator. With high transaction demand, this is a steady income business.
3. Freelance Writing & Content Creation
If you have strong writing skills, you can start a freelance writing business. Bloggers, businesses, and media companies are always looking for quality content. Platforms like Upwork, Fiverr, and local networks can connect you with clients. Startup cost is practically zero.
4. Food Delivery Service
Ghanaians love convenience, and demand for food delivery is rising. You don’t need a full restaurant; you can partner with local “chop bars” and deliver meals to offices or homes using a motorbike. Start small in your neighborhood and expand as demand grows.
5. Graphic Design Services
Logos, flyers, and social media graphics are in high demand. With free or low-cost tools like Canva or Photoshop, you can start offering graphic design services to SMEs, churches, and event organizers.
6. Online Tutoring
Education is a priority in Ghana, and many parents want extra support for their children. If you are good at a subject like math, science, or English, you can offer online tutoring classes using Zoom or WhatsApp. Very low startup cost.
7. Delivery & Errand Services
Busy professionals often need help with shopping, parcel delivery, and errands. With just a motorbike or even by walking in your community, you can start a delivery and errand business. Platforms like Bolt Food and Glovo also allow partnerships.
Read Also: 15 Innovative Business Ideas You Can Start Today
8. Farming on a Small Scale
Urban farming and backyard farming are gaining popularity. Vegetables like lettuce, tomatoes, and peppers require little space and startup cost but sell fast in local markets. This is a smart business for those who love agriculture.
9. Laundry & Cleaning Services
With busy schedules in urban areas, people are willing to pay for convenience. You can start a laundry or cleaning service from home with just a washing machine, iron, and detergents. Add pickup and delivery for extra value.
10. Blogging & YouTube
If you enjoy writing or creating videos, you can turn it into a business. Blogging (like Bizneswork itself!) and YouTube allow you to earn from ads, sponsored content, and affiliate marketing. All you need is a niche, consistency, and an internet connection.
Comparison Table: Low-Cost Business Ideas in Ghana (2025)
| Business Idea | Estimated Startup Cost (GHS) | Earning Potential (Monthly) | Difficulty Level |
|---|---|---|---|
| Social Media Management | 0 – 500 | 1,500 – 4,000+ | Easy |
| MoMo Agency | 1,000 – 3,000 | 1,500 – 5,000+ | Medium |
| Freelance Writing | 0 | 1,000 – 3,500+ | Easy |
| Food Delivery Service | 2,000 – 5,000 (bike + branding) | 2,500 – 6,000+ | Medium |
| Graphic Design | 0 – 1,000 (software & data) | 1,500 – 4,500+ | Easy |
| Online Tutoring | 0 – 500 | 1,200 – 3,000+ | Medium |
| Errand & Delivery Services | 1,500 – 3,500 (bike + logistics) | 2,000 – 5,000+ | Medium |
| Small-Scale Farming | 500 – 2,000 (seeds + tools) | 1,500 – 4,000+ | Medium |
| Laundry & Cleaning | 1,000 – 3,000 | 2,000 – 5,000+ | Medium |
| Blogging & YouTube | 0 – 1,000 (domain, hosting, data) | Variable (0 – 10,000+) | Hard (requires consistency) |
Note: Startup costs and earnings vary depending on location, effort, and market demand. These figures are estimates for Ghana in 2025.
Final Thoughts
You don’t need huge capital to start a profitable business in Ghana. With determination and the right idea, you can build a side hustle or even a full-time business in 2025. Choose one of these low-cost business ideas and take the first step today.